Mortgage Loan Originator
As a Mortgage Loan Originator, incumbents will support the mission of CorTrust Mortgage by helping people achieve the dream of home ownership. They will solicit and pre-qualify loan applications according to approved policies, prepare credit application packages, and present requests to underwriting for approval. They will develop relationships through community and client advocacy, solidifying the Bank and Mortgage Company as industry leaders.
Actively support and engage in community functions to make connections and market the institution’s financing options.
Assist potential borrowers to qualify for financing by identifying the appropriate loan program and terms to best fit each customer and situation.
Work proactively with applicants to conduct site visits and collect all necessary information to underwrite loans.
Provide professional and efficient communication with borrowers through all stages of the lending process.
Effectively explain lending parameters, prepare prequalification letters, and maintain an open line of communication with borrowers to identify other banking needs.
Prepare loan packages and financial analysis and present to underwriting.
Coordinate loan funding and collaborate closely with the borrower, realtor, and title company to ensure conditions and timing of funding are met prior to closing.
Review closing documents (loan documents, title, appraisal, and survey) prior to closing to ensure accuracy.
Possesses combination of education and experience to perform primary duties of position.
Minimum of 2 years’ experience in financial services is required.
Mortgage banking background preferred with a proven track record of success.
Strong analytic, time management and organizational skills with a high level of attention to detail.
Effective written and verbal communication skills, with the ability to make presentations.
Knowledge of federal and state laws pertaining to the mortgage-banking industry.
Ability to demonstrate organizational commitment through advocacy in the community, customer experience and co-worker relationships.
Ability to effectively convey thoughts, ideas and information clearly and concisely.
Demonstrates high level of integrity, personal diplomacy and ability to foster culture of mutual respect.
How to Apply: