Job Details


Minnesota Lakes Bank Location: Delano & Mound, MN Job Title: Credit Analyst Overview: Minnesota Lakes Bank has an opening for a Credit Analyst. The primary responsibilities include analyzing and investigating credit information; preparing written loan presentations for routine and complex credit requests; and providing assistance to business bankers as requested. The applicant should possess strong communication and computer skills. Salary Range: $50,000-$75,000 per year. Benefits include health, dental, vision & life insurance, long & short-term disability, 401(k), paid holidays & paid time off Responsibilities: Spread Financial Statements for Analysis•Maintains the bank’s analysis software in order to provide overall support and assistance to lenders in the financial analysis process•Reviews incoming financial statements and updates or completes financial spreadsPerform Complete Credit Analysis for Routine and Complex Credit Requests•Completes an analysis financial statements received from borrowers•Manages the future maturity list to ensure credits are renewed timelyPrepare Written Loan Presentations for Routine and Complex Credit Requests•Provides written financial statement analysis for credit presentations, file comments, and annual reviews•Maintains the report of reviews due and works with lenders to keep comments currentProvide Assistance to Lenders in Underwriting Credits in Accordance with Bank Policies•Completes periodic reviews of file quality for participation portfolio•Monitors and reports on specialized portfolios•Prepares modified credit presentations on new and renewing loans that require Loan Committee approval including exposure summary, financial and cash flow analysis, collateral analysis, covenant and risk rating reviewManage Appraisal Process•Places appraisals for bid with approved appraisers•Selects appraiser and completes engagement letter•Tracks appraisal status in relation to engagement letter, communicates with appraiser and lender on status•Completes review of residential appraisalsRegularly Interact with Borrowers and Accountants to Obtain Information Relevant to the AnalysisProvide Assistance to Lenders with Policy Compliance, Loan Structuring, and General UnderwritingAssist Lenders in Identifying Cross-Selling OpportunitiesUnderstand the Bank’s Internal Loan Policy and Remain Current with Revisions and Exceptions to the PolicyPerform Other Job-related Duties or Special Projects as Assigned Requirements:* Education:•Bachelor’s degree in business, finance, or accounting preferredMinimum Experience:•Two to five years of experience as a credit analyst or relevant experience in a position utilizing similar analytical skills Deadline: 07/31/2026 How to Apply: Qualified applicants may submit resumes to [email protected]

Minnesota Lakes Bank

Location:
Delano & Mound, MN

Job Title:
Credit Analyst

Overview:
Minnesota Lakes Bank has an opening for a Credit Analyst. The primary responsibilities include analyzing and investigating credit information; preparing written loan presentations for routine and complex credit requests; and providing assistance to business bankers as requested. The applicant should possess strong communication and computer skills. Salary Range: $50,000-$75,000 per year. Benefits include health, dental, vision & life insurance, long & short-term disability, 401(k), paid holidays & paid time off

Responsibilities:
Spread Financial Statements for Analysis•Maintains the bank’s analysis software in order to provide overall support and assistance to lenders in the financial analysis process•Reviews incoming financial statements and updates or completes financial spreads*Perform Complete Credit Analysis for Routine and Complex Credit Requests•Completes an analysis financial statements received from borrowers•Manages the future maturity list to ensure credits are renewed timely*Prepare Written Loan Presentations for Routine and Complex Credit Requests•Provides written financial statement analysis for credit presentations, file comments, and annual reviews•Maintains the report of reviews due and works with lenders to keep comments current*Provide Assistance to Lenders in Underwriting Credits in Accordance with Bank Policies•Completes periodic reviews of file quality for participation portfolio•Monitors and reports on specialized portfolios•Prepares modified credit presentations on new and renewing loans that require Loan Committee approval including exposure summary, financial and cash flow analysis, collateral analysis, covenant and risk rating review*Manage Appraisal Process•Places appraisals for bid with approved appraisers•Selects appraiser and completes engagement letter•Tracks appraisal status in relation to engagement letter, communicates with appraiser and lender on status•Completes review of residential appraisals*Regularly Interact with Borrowers and Accountants to Obtain Information Relevant to the Analysis*Provide Assistance to Lenders with Policy Compliance, Loan Structuring, and General Underwriting*Assist Lenders in Identifying Cross-Selling Opportunities*Understand the Bank’s Internal Loan Policy and Remain Current with Revisions and Exceptions to the Policy*Perform Other Job-related Duties or Special Projects as Assigned

Requirements:
Education:•Bachelor’s degree in business, finance, or accounting preferredMinimum Experience:•Two to five years of experience as a credit analyst or relevant experience in a position utilizing similar analytical skills

Deadline:
07/31/2026

How to Apply:
Qualified applicants may submit resumes to [email protected]