Sherburne State Bank
Location: Princeton, Minnesota
Job Title: Mortgage Loan Officer
Overview: Position Summary: Proactively solicits new residential mortgage business, as well as establishing full banking relationships around the Princeton community. This individual will sell Sherburne State Bank mortgage products to meet established loan quality and production goals.
Responsibilities: Essential Functions and Responsibilities: • Source and develop loans for all aspects of our market, including but not limited to Secondary Market, HELOC, residential real estate, and new construction. • Analyze applicants’ financial status, credit, and property evaluations to determine the feasibility of granting loans. • Work with the loan team to ensure that all pertinent account documentation is complete and accurate, and that all collateral has been properly secured. • Negotiate terms, structure loan financing based on risk considerations, and present credits for approval to appropriate levels of authority with the bank in accordance with bank procedures. • Complete necessary credit investigations on each loan application as appropriate for keeping credit files current for the duration of the loan. • Analyze potential loan markets and develop referral networks to locate prospects for loans. • Support the bank’s strong relationship banking culture through ongoing customer contact, quality customer service, and superior product knowledge. • Build and maintain positive relations with business referral sources, customers, potential customers, and co-workers. • Establish all-encompassing banking relationships, including gathering deposit accounts from potential loan customers. • Contribute to the fulfillment of department and company objectives and goals. • Meets expectations for attendance and punctuality. • Comply with all department and company policies, procedures, and regulations. • Perform other related work and duties as assigned.
Requirements: Familiar with Bank Regulations, Attention to Detail, Customer Service Skills, Relationship-Building Skills, General Math Skills, Sound Decision-Making Skills, Written and Verbal Communication, Integrity, Ability to Multitask and Meet Deadlines, Financial Skills, Financial Software knowledge, Thoroughness, Documentation Skills, Strive for Continual Improvement, Ability to Maintain Accuracy and Efficiency under Pressure. Education: High school
Deadline: 08/30/2024
How to Apply: Email [email protected] |